Disclaimer

Important Information About Our Services

General Disclaimer

The information provided on this website is for general informational and educational purposes only. ZESTMONY is purely an information and referral platform and does not provide any financial services directly.

CRITICAL DISCLAIMER

ZESTMONY DOES NOT PROVIDE ANY LOANS OR FINANCIAL SERVICES. We are NOT a bank, NBFC, or licensed financial institution. We ONLY provide information, blogs, news, and referrals to third-party financial service providers.

We have NO rights, authority, or license to provide financial services of any kind.

1. Nature of Our Platform

Information and Referral Only:

  • ZESTMONY is solely an informational website that publishes blogs, articles, and news about financial products
  • We do NOT offer, process, approve, or facilitate any loans, credit cards, or financial services
  • We ONLY refer users to licensed third-party financial institutions
  • All financial services are provided entirely by independent third-party providers
  • We have no control over, and are not responsible for, third-party services or decisions

2. No Financial Advice

Educational Content Only: The content on this website does not constitute financial, investment, legal, or tax advice. The information provided is general in nature and should not be relied upon as professional advice for your specific situation.

Consult Professionals: Before making any financial decisions, you should consult with qualified financial advisors, tax professionals, or legal counsel who can provide advice tailored to your individual circumstances.

3. Third-Party Services Disclaimer

No Control Over Third Parties:

  • All loan and credit applications are made directly to third-party financial institutions, not to ZESTMONY
  • Approval, rejection, terms, and conditions are entirely determined by third parties
  • Interest rates, fees, and terms mentioned are indicative and may vary by provider
  • We do not guarantee approval or acceptance of any application
  • Credit checks and eligibility assessments are conducted by third parties, not by us

3. Accuracy of Information

Information Updates: Interest rates, fees, terms, and conditions are subject to change without notice. We recommend verifying all information directly with our representatives before making decisions.

Typographical Errors: Despite our best efforts, this website may contain typographical errors or inaccuracies. We reserve the right to correct any errors and update information at any time.

4. Third-Party Links and Services

External Links: Our website may contain links to third-party websites. We have no control over these sites and are not responsible for their content, privacy policies, or practices.

Third-Party Services: We may partner with third-party financial institutions and service providers. We are not responsible for their actions, products, or services.

5. Website Availability

No Guarantee of Availability: We do not guarantee that our website will be available at all times or free from errors, viruses, or other harmful components.

Maintenance and Downtime: The website may be temporarily unavailable due to maintenance, updates, or technical issues.

6. Investment and Returns Disclaimer

Past Performance: Any references to past performance, returns, or results do not guarantee future outcomes.

Risk Warning: All financial products carry inherent risks. You should carefully consider your financial situation and risk tolerance before applying for any financial product.

7. Regulatory Compliance

Jurisdictional Limitations: Our services may not be available in all jurisdictions. The availability of products and services is subject to local laws and regulations.

Compliance: While we strive to comply with all applicable regulations, regulatory requirements may change, and our services may be modified accordingly.

8. Limitation of Liability

No Liability: To the maximum extent permitted by law, ZESTMONY shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Use or inability to use our website or services
  • Reliance on information provided on the website
  • Errors, omissions, or inaccuracies in content
  • Unauthorized access to or use of our servers
  • Interruption or cessation of transmission to or from the website
  • Any bugs, viruses, or harmful code transmitted through the website

9. Personal Responsibility

Your Decisions: You are solely responsible for evaluating the accuracy, completeness, and usefulness of all information provided and for making your own financial decisions.

Due Diligence: You should conduct your own due diligence and research before applying for any financial product or service.

10. Privacy and Data Security

Security Measures: While we implement security measures to protect your data, we cannot guarantee absolute security of information transmitted over the internet.

User Responsibility: You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

11. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our website. Your continued use of the website constitutes acceptance of any changes.

12. Geographic Restrictions

Our services are intended for use by residents of specific geographic areas. If you access our website from other locations, you are responsible for compliance with local laws.

13. Contact Us

If you have questions or concerns about this disclaimer, please contact us:

  • Email: info@zestmony.com
  • Phone: 1-800-ZESTMONY
  • Address: 123 Financial District, New York, NY 10004

Important: By using our website and services, you acknowledge that you have read, understood, and agree to this disclaimer. If you do not agree with any part of this disclaimer, please do not use our services.